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tructure of Health Insurance
The present health care system relies on public and private health insurance systems. On the basis of your understanding of the health insurance system, answer the following questions:
- Explain the basic structure of health insurance and analyze its most important part. Describe the main purpose of health insurance in your own words.
- What impact do you think health insurance has on our economy today?
- Explain why managed care was incorporated in the US health care system long ago? Describe and contrast the three types of managed care plans—HMOs, PPOs, and POS?
- Should the same individuals who pay for your health care (managed care organizations [MCOs]) also make your treatment decisions? Why or why not?
- Is the fee-for-service (FFS) system more beneficial for the consumer than the current MCO system? Why or why not? Explain.
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Running head: STRUCTURE xx xxxxxx xxxxxxxxx � PAGE \* MERGEFORMAT xxxxxxxxxxxxxxxxx xx xxxxxx xxxxxxxxx � PAGE xx xxxxxxxxxxx �3�
xxxxxxxxx xx xxxxxx Insurance
xxxxxxxxx of Health Insurance
xxx health xxxxxxxxx system in the xxxxxx xxxxxx is more privatized xxxx most European countries. Additionally, it has x xxxxxxxxxxxxx low proportion xx xxxxxx insurance that xxxxxx programs xxxxxxxx x majority of U.S. citizens get primary xxxxxxxx via the xxxxxxx xxxxxxxxx while x xxxxxxx xxxxxxx xx covered xxxxx public xxxxxxxxx xxxxxxx significant proportion of the xxxx xxxxxxxxx xxxxx xxxxx health xxxxxxxxx xxxxxxxxxxx The xxx biggest xxxxxx health xxxxxxxxx xxxxxxxx are xxxxxxxx xx x fundamental xxx based on xxxxxxxxxxxxxx and xxxxxxxx The xxxxx is xxxxxxxxx provided by the xxxxxxx government. xx xxxxxx seniors xxx other xxxxxxx xx xx paid xxx xx payroll taxes and xxxxxxxxx xx xxxxxxxxxxx over 65 years by the xxxxxxx government (Kim et al., xxxxxx Other beneficiaries are xxxxxx xxxx disabilities xxx xxxxx special eligible xxxxxxx The second one xx the Medicaid, xxxxx is x xxxxxxxx xxxxxx by the xxxxx xxxxxxxxxx and xxxxxxxx xx xxxxxxx x xxxxxxxxxxxx xxxxxxxx xxx xxxxxxx xx by state and federal xxxxx and xxxx xxxxxx out to individuals xx the xxxxxxxxxx state functioning
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