This the paper that'S DUE


Action Research Proposal: Research Method    


Due Date: Mar 22, 2015 23:59:59       Max Points: 160


Select the population and sample that is the focus of the action research project.

Describe the method of research to be applied and why it is most appropriate for the study. Describe the population, the sample, and how you intend to gather data to address the research problem.

Develop a research instrument that will be used to collect data from the sample population.

For help with questionnaires, view “PSC 495: Questionnaire Examples.”







Synopsis of the Problem

            In the recent past, a number of organizations have been adversely affected by the turnover rates that have been increasing progressively as from 2009. This has witnessed an increment in the number of organizations closing shop from approximately 1.8 million to more than 2 million between 2009 and 2012(Larson, Lakin, & Bruininks, 1998). Aspects that include workforce recruitment and training costs, team dynamics and time restrictions in discovering and hiring newer talents have been adversely affected by the increase in worker turnover rates and have resulted in increment in expenditures. The unconstructive effects of the elevated employee turnover rates , therefore, informs the study on why the workers opt to desert they jobs even as organizational administrators strive to enhance the employee retention rates through increment in salaries and establishment of more favorable work milieus.

Statement of Purpose

            This paper is therefore, written with the objective of analyzing the effect of various aspects, for instance, increased employee turnover rates, on the organization as well as their contribution to the increasing rates of employees opting to desert their jobs.

Description of the Action Research Project

            This study will make use of two key research methodologies, namely; qualitative and quantitative research methodologies(Barton, 2006). Given that the two methods facilitates the acknowledgement of rationale behind the increment in dissertation rates in addition to giving insight on how organization suffering from reduced employee retention rates function.

Reasons for the Proposal

            Studies on the factors affecting employee retention and impacts of increased turnover rates have indicated that managers in organizations that have been acquired by another tend to dessert their jobs as a consequence of not being offered an opportunity and ample time to align to the novel organization(Allen & Bryant, 2012). Additionally, workers tend to desert their jobs as a consequence of lack of faith owing to instability experienced by the mangers leaving their positions. This, therefore, leads to the question of what factors inform the managers’ decision to leave their current employment following acquisitions and mergers and how this can be averted.

            Some of the notable reasons behind desertion of jobs as noted by various workers include poor remunerations, boredom and lack of proper leadership. Nonetheless, in spite of the recommendations that have been put forth to inform firms on how to retain workers, organizations have failed to implement the recommendations as observed by the increment in the turnover rates, with the hospitality sector experiencing a 50 percent turnover annually(Larson, Lakin, & Bruininks, 1998). Given that the industry deals with an increased number of clientele, the increased turnover rates impacts the establishment of client relations that are founded on concrete business associations. 

Anticipated Result

            It is anticipated that the two study methodologies will disclose the various reasons behind the desertion of various positions by employees. The outcomes will also highlight how factors that are either internal or external to the organization inform such moves by employees. Lastly, it is highly anticipated that the study will additionally highlight various ways through which the turnover rates can be reduced and eventually averted.

Description and Pertinent Terms

So as to make certain that the study audiences fully comprehend the outcomes of the study, the following terms have been defined.

Retention: The ability to ascertain that employees do not leave an organization for another.

Corporate organization: A limited liability company that

Qualitative Study: Research method whose objective is to collect an in-depth comprehension of a certain behavior in humans and reasons behind such behaviors.

Quantitative Study: Research methodology that involves getting individual opinions to enable the production of statistics and hard facts that guides a study.

Turnover rates: the percentage of the amount of employees who have deserted their jobs for other opportunities elsewhere within a stated period of time.

Statement of Assumptions

            Comprehension of the factors informing the decision by employees to desert their jobs will enable organizations as well as the policy makers to come up with better policies that will ensure higher employee retention rates and continuation of business. Additionally, this will ascertain that acquiring organizations enable employees from the acquired firms to have enough time and opportunity to align their goals and objectives to those of the novel organizations.  This study is, therefore, vital for all organizations as it facilitates the finding of resolutions to the increasing challenge of increased employee turnover rates.






















This the paper that DUE


Action Research Proposal: Research Method    


Due Date: Mar 22, 2015 23:59:59       Max Points: 160


Select the population and sample that is the focus of the action research project.

Describe the method of research to be applied and why it is most appropriate for the study. Describe the population, the sample, and how you intend to gather data to address the research problem.

Develop a research instrument that will be used to collect data from the sample population.

For help with questionnaires, view “PSC 495: Questionnaire Examples.”






PSC-495: Action Research Proposal: Research Method

Student Name

School Name


Population Sample

This action research project is focused on the financial crisis of 2008, which involved two of the largest government sponsored financial institutions in the United States; Fannie Mae & Freddie Mac.  The target population are all of the loans let by Fannie Mae & Freddie Mac.  The sample of the target population will be the subprime mortgages that were granted to low income buyers and unqualified borrowers.  The research study will be based on this particular population because it is one of the fundamental elements that ignited the financial crisis of 2008.


Research Method


The research method to be applied to this research project is a mixed method of quantitative and qualitative research approach.  The use of both approaches is necessary in order to deliver a research project that will provide a simple and substantial analysis of the population under investigation and its measures.  These methods will work in conjunction to complement one another.  For example, the qualitative aspect will help identify the causes and reasons that triggered the market crash.  In contrast, the quantitative method of the research will heavily rely on the descriptive method, which will allow the researchers present a quantitative description of the topic in a more manageable form. (

The use of the descriptive method will be appropriate because it allows researchers to obtain information concerning the current status of the topic being studied, what exists, with respect to variables or conditions.  Also, this method will help researchers investigate the statement of the problem, and what information is needed to solve the problem.  In addition, this method will allow researchers to develop an instrument in order to gather information that will help identify the target population and determination of the sampling procedure.  For example, in the case of Fannie & Freddie, one of the methods recommended would be a statistic method, which estimates the population parameters which are the characteristics or quality of a population that, in concept is a constant; however, its values is variable (Leedy & Ormrod). Since the sample of this population would be based on Subprime loans, the research study will focus on targeting defaulted mortgages especially those backed by Fannie Mae & Freddie Mac.

After identifying the target population, the instrument that will be used to gather data will be a questionnaire designed to collect information on bad mortgages or subprime mortgages that became delinquent before and during the crisis.  On the other hand, the Qualitative method, will allow researcher to seek for reasons and causes that triggered the market crash. The qualitative method will rely heavily on primary data collection by taking a sample of the population that was heavily impacted by the financial crisis.  This type of data collection can be done in many different ways depending on the target objectives.  However, in the case of Fannie Mae and Freddie Mac, this study will concentrate on statistics produced before the and after the crash. Then, the data collected will have to be interpreted in an organized format, which will allow the researcher make sense of the data found.







Research Instruments

The research instrument that will be used to collect the data from the sample population will be a questionnaire similar to the one below, records of loans granted between 2004-2008, interviews, and web based questionnaires and documents reviews.  These data collection methods are the best-suited tools to collect the data for the sample population of my research study.

PSC 495: Questionnaire

Dear Survey Participant,


           Your participation is greatly appreciated.  The findings of this study will be used to improve the mortgage process.  Your responses and identity will be kept confidential and not released without your consent. 


Demographic Information:

For each of the following items, put an X beside the choice that best describes the sample of the population:


Gender of primary borrower







Life of the mortgage




Household income_________









30 & more











Name of first lender______________


Checklist Items:

Below is a list of mandatory procedures to be conducted by the banks before approving a borrower. Put a check in front of each resource you think were adequately addressed by the lenders:



Check personal credit scores



Current financial solvency at the time



Number of attempts before approving the loan and # of rejections if any



How was your credit score upon approval, did you need a co-signer?



What type of loan was granted to you upon approval?

Back Ground

The following are statements that describe the borrower’s background. Read each statement and place a check in the box that describe you (WA), White American non-Hispanic (H), Hispanic (B), Black-Non Hispanic (O) Others


Level Of education, put an x in front of the source that describes your level of education







High School_______                                                           







Some College_______







Associates Degree _____                                      







Bachelors Degree _____                                    







Master degree ______







Free Response Items:


How you would rate the quality of the service you and the type of loan you received?


Very good



















Write a brief explanation of why you feel as you do about the services provided.
















Please make additional comments you have regarding the financial services that were provided to you during your loan approval.


































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